After a car accident, an individual’s car insurance should kick in to pay the first $5,000 worth of medical bills (depending on the car insurance policy). This is known as 1st party medical benefits. Once the first party benefits are exhausted, your health insurance will come in to pay the rest of the bills that you incur from your treatment.
Having your own health insurance pay for your medical treatment can be frustrating as it can mean having to pay co-pays over the course of several months or even years. It can also be confusing because many are left wondering why the injured party has to pay their own medical bills. It is strange, but that’s the law in Pennsylvania.
While the injured party must pay their own medical bills, those bills are known as economic damages, and they are recoverable at trial. So, as a part of trying to resolve an injury case, we try to recover any out-of-pocket expenses incurred from the treatment.
We Are Here to Help
If you or anyone you know was seriously injured in a car crash, call us so we can help you. Our office remains open during this time, and you can speak directly to an attorney and get a free consultation when you call. We are available to speak with you via video conference, text or telephone. Call us or send us a message at (412) 345-1164, or visit our website at www.wallaceinjury.com.